Health Insurance

Learn about health insurance options like Medicaid and Medicare to help cover medical costs.

Enhance your grasp of health insurance, including Medicaid and Medicare, to ease the financial burden of medical expenses.

Getting Covered
Explore topics such as the Affordable Care Act (ACA), COBRA, long-term care options, and specialized healthcare for individuals with disabilities. Find valuable information on locating and enrolling in health insurance plans.

Legislation on Health Insurance
Head to HealthCare.gov for detailed information on the Affordable Care Act and how to apply through the Health Insurance Marketplace.

Consider applying for coverage through the Health Insurance Marketplace during the special enrollment period, available from February 15 to May 15, 2021, in response to the COVID-19 pandemic.

Health Insurance Plans
Your health insurance plan is essential for covering medical treatments and prescription medications. It involves a mutual agreement between you and your insurer to contribute a specific amount or percentage towards your medical costs.

Accessing Health Resources and Insurance for People with Disabilities Explore information on disability-related resources and health insurance options.

For individuals with disabilities, three government-sponsored health coverage options are available.

Medicaid provides free or affordable medical care for eligible individuals. Learn about eligibility criteria and how to apply. Medicare covers medical expenses for individuals under 65 with specific disabilities and individuals of any age facing end-stage renal disease. Understand coverage, eligibility, and application processes. The Affordable Care Act Marketplace expands health insurance options for those with disabilities not eligible for disability benefits. Learn about enrollment procedures and maximizing coverage.

Health Resources for People With Disabilities
Government agencies at the federal, state, and local levels offer assistance for healthcare needs among individuals with disabilities.

Explore the Disability and Health section on CDC.gov for articles, programs, and guidance on healthy living.

The Social Security Administration provides information on benefits for those with impairments.

Contact your municipal or county administration to find local medical and health services for individuals with disabilities, or connect with your state's social welfare organization.

Long-Term Care
Long-term care includes various medical and non-medical services for individuals with disabilities or chronic illnesses.

Note that Medicare and many health insurance policies have limitations on long-term care coverage. If you need comprehensive coverage, consider a separate long-term care insurance policy. Evaluate available long-term care insurance plans with these key considerations.